Jud Murchie leads policy research and strategy for Wells Fargo’s Government Relations and Public Policy team. In this role, Jud supports the team in identifying public policy issues and establishing policy positions. Much of Jud’s research examines policy effects on cities, especially the behavioral responses of agents operating in housing markets. Immediately prior to joining Wells Fargo, Jud received a PhD from the Maxwell School at Syracuse University, where he focused on state and local public finance, urban policy, and micro finance. He earned an MA in Urban Planning and Policy from the University of Illinois at Chicago, focusing on the use of tax incentives targeting economic and community development. Preceding his graduate studies, Jud spent nearly a decade in the financial services industry as a strategy consultant and research analyst, focusing on global treasury and liquidity management.